How to Check Vehicle Insurance Status via Parivahan 2026

Every vehicle in India must have valid insurance. Driving without insurance is illegal and can lead to fines and other problems. You might sometimes forget when your policy expires or want to check the insurer’s name, policy number, or validity. The Parivahan Sewa and VAHAN portals let you check your vehicle insurance status online easily. This guide explains everything

Vehicle insurance protects you financially in case of accidents, damage, theft, or liability to others. At a minimum, third-party insurance is required by law in India. If your policy expires and you continue driving, you could face penalties, licence issues, and legal trouble. Checking your insurance status regularly helps you renew the policy on time and stay safe on the road.

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Overview Table: Ways to Check Vehicle Insurance Status Online

Method	What You Need	Notes
Parivahan Sewa Website	Registration number, mobile number, OTP	Central government portal with vehicle records.
VAHAN Portal	Registration number	Shows full vehicle details including insurance.
mParivahan App	Registration number	Mobile app for on-the-go checking.
RTO Online Services	Registration number, chassis/engine number	Local state RTO records.
Insurance Company Portal or App	Policy number or mobile number	Good for policy details and downloads.
IIB Portal	Personal and vehicle details	Useful for detailed insurance records.

How to Check Insurance Status on Parivahan Sewa Website

The official Parivahan Sewa portal lets you view your vehicle’s insurance status online.

Step-by-Step

1. Visit the official Parivahan Sewa site at https://parivahan.gov.in/parivahan/.
2. In the menu, click Information Services → Know Your Vehicle Details.
3. You will be taken to the VAHAN NR e-Services page.
4. Enter your registered mobile number and verification code (OTP).
5. Enter your vehicle registration number.
6. Click Search Vehicle.
7. The screen will show details including insurance status and expiry date.

This method works for cars, bikes, and other registered vehicles.

How to Check Using VAHAN Portal Directly

The VAHAN portal is integrated with RTO records and shows detailed insurance information.

Steps

1. Go to VAHAN e-services at vahan.parivahan.gov.in/nrservices/.
2. Click Know Your Vehicle Details.
3. Log in with your mobile number and OTP if required.
4. Enter your vehicle registration number and captcha.
5. Click Search Vehicle.
6. The display will show your insurance validity, insurer name, policy number, and expiry.

This method is a good alternative if you have trouble with Parivahan Sewa.

How to Check Insurance Using the mParivahan App

The mParivahan app lets you check vehicle insurance on your phone.

Steps

1. Download and install the mParivahan app from the Play Store or App Store.
2. Open the app and choose a language.
3. On the dashboard, select vehicle insurance check.
4. Enter your vehicle number.
5. Log in with your registered mobile number if asked.
6. You will see your insurance status and expiry date.

The app provides quick access without needing a computer.

How to Check Your Insurance Status at Your RTO Online

Some state Regional Transport Offices (RTOs) provide online insurance checking.

Steps

1. Visit your state RTO’s official website.
2. Go to Online Services → Vahan Citizen Services.
3. Choose your RTO branch where the vehicle is registered.
4. Click Status → Know Your Vehicle Details.
5. Enter registration, chassis, and engine number.
6. Enter captcha and click Submit.
7. Your insurance status appears.

This works even if the central site is slow or busy.

Other Ways to Check Insurance Status

Besides Parivahan and VAHAN:

• Insurance company website/app: Enter your policy number or registered mobile number to view status and download documents.
• IIB (Insurance Information Bureau) portal: Provides a vehicle insurance lookup service.
• Calling your insurer: You can speak with customer support to confirm status and expiry.

These alternatives can help if the government portals are slow.

Why Regularly Checking Insurance Is Important

Checking your vehicle insurance regularly helps you:

• Know the expiry date so you can renew on time.
• Confirm the insurer and policy number are correct.
• Avoid legal trouble and fines for driving without insurance.
• Stay updated about coverage details.

Driving with expired or no insurance can result in penalties and loss of financial protection.

Common Problems and How to Fix Them

Some issues you might face:

No data found: Make sure you entered the correct registration number.
OTP not received: Check your mobile signal or try again after a few minutes.
Website slow: Try at a different time or use the mParivahan app.
Insurance still shows expired after renewal: Wait a day or two for records to update online.

If problems continue, contacting your insurer or RTO can help.

What Details You Will See in Insurance Status

When you check your insurance status, you usually get:

• Policy validity/expiry date.
• Insurer name.
• Policy number.
• Coverage type (third-party or comprehensive if available).

This information helps you plan renewals and understand your protection level.

What Happens If Insurance Is Expired

If your insurance has expired:

• You must renew it immediately.
• Driving without insurance is against the law and can lead to fines.
• You may lose certain protections in a claim.

Always check before your policy expires so you don’t get caught driving uninsured.

Tips for Smooth Online Checking

Here are some quick pointers:

• Enter your vehicle number carefully without mistakes.
• Keep your registered mobile number active for OTP login.
• Use the official portals only (Parivahan or VAHAN).
• Try early morning or late evening if the portal is slow.

Frequently Asked Questions (FAQs)

1. Can I check my vehicle insurance status without a policy number?
Yes, using Parivahan or VAHAN, you only need your vehicle registration number.

2. Is it free to check insurance status online?
Yes, checking insurance status via Parivahan and VAHAN is free.

3. Can I check bike insurance as well as car insurance?
Yes, the same steps work for bikes, cars, and other vehicles.

4. What if my insurance details are not showing?
Wait up to a couple of days after renewal for records to update, or contact your insurer.

5. Can I check insurance using the mParivahan app?
Yes, the mParivahan app shows insurance status when you enter the vehicle number.

6. Do I need to register or create an account?
For Parivahan Sewa you log in with your mobile number and OTP only.

7. Can RTO check insurance offline?
Yes, RTO can provide the details if you visit with your vehicle number.

8. Why should I check insurance status online?
So you know your expiry date and avoid penalties and legal issues.

9. Does this show renewal history?
Mostly it shows current status; renewal history may be available through insurer.

10. Can someone else check my insurance status?
Yes, anyone with the vehicle number can check online.